Appraisal services for Glen Ellyn and Dupage County homeowners

Here are the top reasons Illinois homeowners use Paradis Appraisal Services:

Get a pre-listing appraisal (whether you're using a real estate agent or selling the home on your own)
To challenge a property tax assessment in Illinois
To lower a mortgage payments by removing PMI
To reinstate your Home Equity Line of Credit (HELOC)
To review another appraiser's report for verification
In the case of a divorce in the state of Illinois, where real estate needs to be divided
To settle an estate in Dupage county or Illinois by determining the true market value of the property in question


	Own a house in or near Glen Ellyn, Illinois and need help deciding the price of it? Contact Paradis Appraisal Services.

At Paradis Appraisal Services, we understand the particular needs of a customer looking for appraisal services. Our usual business clients understand the appraisal process and the usual reporting formats. Being a person not in the real estate industry that ordinarily doesn't look at appraisals on a regular basis, we will give you extra guidance and explanations through the appraisal process to more clearly understand what we do and how we report our findings.

For Sale by Owner/Pre-Listing Services

Since you have an emotional attachment to your own house, it's often very hard to be objective about it. The professional appraisers at Paradis Appraisal Services will tell you what you need to know -- not just what you want to hear. We are objective. A professional appraisal is very important as a negotiating tool once you have an attainable buyer, in addition to helping you set a realistic selling price so your home will attract many interested buyers. The appraisal is something tangible to show the buyer. The appraisal is an independent third party's opinion of your home's market value, not just how much your house is worth. Potential buyers assume you have an emotional attachment to your house and will be far more likely to give credibility to a qualified appraiser's value opinion than yours.

Challenging property tax assessments

Your local tax assessor may have your house overvalued if your house is not appreciating as much as other properties nearby. This only means you're going to pay higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the faster you take care of a matter like this, the better. Getting an expert appraisal from Paradis Appraisal Services is your best weapon when challenging your property tax assessment.

PMI Removal Appraisals

PMI stands for Private Mortgage Insurance. A preferred way to save money for homeowners is getting the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. Once your mortgage loan is below 80% of the value of your house, in most cases you can apply to your lender to have the PMI eliminated from your loan, which will make your monthly payments go down. Paradis Appraisal Services is seasoned in helping consumers just like you get rid of unnecessary PMI insurance.

Recently got a freeze to your HELOC?

Even if your specific property has not declined in value, your lender might just make the decision to automatically freeze your home equity line of credit (HELOC) if your property is near a declining area. This can be difficult from a cash flow point of view, and harmful to your credit score since it may appear as though that credit line is maxed out. Paradis Appraisal Services can help you reinstate your home equity line of credit with a professional appraisal.

Need Field and Desktop Appraisal Review Services?

Do you need a veteran appraiser to double-check your appraisal for verity, or do you desire a second opinion without the added cost and delay of waiting for a whole new appraisal? An appraiser from Paradis Appraisal Services can go out and check the subject and comps in question in a field review. If you need it immediately, we'll provide desk review and verify as many facts as we can, using online data sources as well as our own files.

Do you need a retrospective review of an appraisal report? Paradis Appraisal Services can help you with that. Even though most review work is requested by lenders for quality control, homeowners suspecting they've been the victim of mortgage fraud are wise to get a second opinion.